Salary And Cost Of Living In Havelock NE

Havelock, NE, a historic rail town now incorporated into northeast Lincoln, offers a blend of small-town character and urban convenience. As more families, professionals, and retirees consider this community, understanding the salary levels, cost of living, housing market, neighborhoods, and schools in Havelock, Nebraska becomes essential for making informed relocation or investment decisions. The following guide provides a detailed, locally focused overview designed to help you evaluate whether Havelock, NE fits your lifestyle and financial goals.

Average Salary In Havelock NE

Because Havelock is a neighborhood within Lincoln rather than a standalone city, salary data is generally reflected in broader Lincoln, NE labor market statistics. However, residents of Havelock benefit from the same job opportunities and wage levels found across the metro area, especially in sectors like education, healthcare, manufacturing, logistics, and retail.

On average, full-time workers in the Lincoln area can expect earnings roughly in the following ranges, which are representative for Havelock, NE salary expectations as well:

Occupation Category	Typical Annual Salary Range (Approx.)
Entry-Level Service & Retail	$26,000 – $35,000
Skilled Trades & Manufacturing	$38,000 – $55,000
Administrative & Office Support	$35,000 – $48,000
Healthcare & Education Professionals	$45,000 – $70,000
Management & Specialized Roles	$60,000 – $95,000+

When adjusted for the relatively low cost of living in Havelock, NE, these salaries can stretch further than in many coastal or larger metro areas. Residents often find that day-to-day expenses, especially housing, transportation, and groceries, remain manageable, allowing for savings, homeownership, and investment opportunities.

Cost Of Living In Havelock NE

The overall cost of living in Havelock, Nebraska tends to be below the national average, reflecting the wider affordability of Lincoln. Housing stands out as one of the largest advantages, but residents also benefit from reasonable utility costs, healthcare, and transportation expenses.

Here is an approximate comparison of major cost-of-living categories in Havelock, NE relative to the US average (with the national baseline set at 100):

Category	Havelock NE Index	US Average Index
Overall Cost Of Living	88 – 92	100
Housing	75 – 85	100
Groceries	95 – 100	100
Utilities	95 – 102	100
Transportation	90 – 95	100
Healthcare	92 – 98	100

Housing and transportation are typically the largest monthly costs for Havelock residents, but they remain notably more affordable than in many urban markets. Moreover, the compact nature of the neighborhood and proximity to central Lincoln help keep commuting times and fuel usage in check, further supporting a budget-conscious lifestyle.

Average Home Values And Rents In Havelock NE

The housing market in Havelock, NE is characterized by established homes, mature tree-lined streets, and a mix of single-family residences and rental properties. For buyers or renters looking for value without moving far from Lincoln’s employment centers, Havelock can be particularly appealing.

Approximate figures for average home values and rents in Havelock, Nebraska are as follows (values will vary by property condition, size, and exact location):

Housing Type	Typical Price/Monthly Rent
Median Single-Family Home Value	$190,000 – $230,000
Smaller Starter Homes	$150,000 – $185,000
Larger Updated Homes	$240,000 – $300,000+
Average 1-Bedroom Apartment Rent	$700 – $875 / month
Average 2-Bedroom Apartment Rent	$850 – $1,050 / month
Average 3-Bedroom Home Rent	$1,050 – $1,350 / month

To visualize how housing costs compare to income, the following simple chart summarizes approximate monthly housing payments in Havelock, NE assuming typical mortgage or rental ranges:

Housing Option	Estimated Monthly Cost
Starter Home (Mortgage)	$1,050 – $1,350
Median Home (Mortgage)	$1,250 – $1,650
Typical Apartment Rent	$750 – $1,050

Because home prices in Havelock, NE remain relatively modest, many residents find that owning a home is feasible on a middle-income salary, especially with favorable mortgage rates and modest property taxes compared to higher-cost regions.

Best Neighborhoods In Havelock NE

Havelock itself functions as a distinct neighborhood within Lincoln, but within and around it are several micro-areas and nearby communities that offer diverse housing styles and amenities. For individuals prioritizing walkability, character homes, and local businesses, the Havelock district can be a strong contender.

Some of the most notable and desirable areas in and around Havelock, NE include:

Neighborhood/Area	Key Features
Historic Havelock Core	Older homes with charm, close to Havelock Avenue shops, cafes, and services; good choice for those who enjoy a small-town main street feel.
North Havelock Residential Streets	Primarily single-family homes on quiet streets; attractive to families seeking yards, garages, and a neighborhood atmosphere.
East Havelock & Adjacent Areas	Mix of affordable homes and rentals with convenient access to major roads heading into central Lincoln and to nearby employers.
Nearby University Place	Just to the south and west, offering additional housing, restaurants, and services; popular with students, staff, and young professionals.

Best neighborhoods in Havelock, NE tend to share several advantages: community-oriented residents, proximity to schools and parks, and easy access to Lincoln’s broader amenities without sacrificing the quieter feel of a neighborhood setting.

Schools In Havelock NE

Families evaluating a move to the area often focus on schools in Havelock, Nebraska and the surrounding Lincoln Public Schools (LPS) district. Havelock is served by public schools that are part of LPS, one of the largest and most established school systems in the state. In addition, several private and parochial schools are accessible within a short drive.

While exact attendance zones vary by address and may change over time, residents in Havelock, NE typically have access to the following types of educational options:

School Level	Havelock NE Area Options (Representative)	Highlights
Elementary	Nearby LPS elementary schools serving northeast Lincoln	Focus on foundational academics, early literacy, and community involvement.
Middle School	Local LPS middle schools within a short commute	Expanded curriculum, extracurriculars, and support services for adolescents.
High School	Lincoln public high schools serving the Havelock area	College-prep courses, career & technical education, athletics, and fine arts.
Private & Parochial	Various private schools located across Lincoln	Faith-based education and smaller class sizes for families seeking alternatives.

Because Lincoln Public Schools is widely regarded for its comprehensive programming, families in Havelock benefit from a range of academic and extracurricular choices. Prospective residents are encouraged to review current school boundaries, visit individual school websites, and, when possible, tour campuses for a firsthand understanding of offerings.

Final Thoughts On Living In Havelock NE

For individuals and families seeking a balance of affordability, community character, and urban access, Havelock, NE offers a compelling combination of value and quality of life. With salaries that align with the broader Lincoln market and a cost of living that remains below national averages, residents can often enjoy a comfortable lifestyle without the financial pressures found in many larger metros.

Reasonable home prices, approachable rents, and diverse neighborhood options make Havelock an attractive destination for first-time buyers, long-term homeowners, and renters alike. At the same time, access to Lincoln’s employment centers, educational institutions, and amenities ensures that residents do not sacrifice opportunity for affordability.

Whether you are planning a move, exploring real estate investment, or simply comparing communities, understanding the salary levels, cost of living, housing market, neighborhoods, and schools in Havelock, Nebraska will help you make confident, informed decisions about your future in this distinctive northeast Lincoln neighborhood.